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First, some questions about your life situation: |
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1 |
How old are you? |
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2 |
If you have children, do you plan on helping them with college expenses? (If you don't have children, just answer "no.") |
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Yes |
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No--they're on their own. |
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3 |
Which statement best describes your retirement savings and investments? |
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What savings? |
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Some savings, but I have no idea if it's enough. |
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I have a sizable investment portfolio. |
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4 |
And which statement best describes your current level of contributions to your employer retirement plan? |
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I can't afford to contribute. |
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I'm contributing some. |
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I'm contributing the maximum amount allowed. |
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5 |
Have you borrowed (or do you plan to borrow) money from your retirement plan? |
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6 |
Which of the following topics is most important to you? |
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Understanding how various investments (stocks, bonds, mutual funds, etc) work. |
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Learning how to pick the best mutual funds. |
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Paying off credit cards and other debts. |
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7 |
Please check any of the following situations that apply to you: |
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New job or changing jobs in the near future. |
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Retiring within the next five years. |
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Getting married. |
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Getting divorced. |
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Starting a family. |
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Terminal illness in the immediate family. |
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Opening an Individual Retirement Account. |
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Recently lost a spouse. |
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Next, a few questions about investing and retirement planning. Don't worry--you won't be graded. We just want to determine which articles are appropriate for you: |
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8 |
The U.S. government guarantees mutual fund investments. |
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9 |
Which of the following has produced the largest gains over the past 25 years? |
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Money market and CD accounts |
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Bonds |
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Stocks |
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Gold |
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10 |
What's the most you can expect to receive from Social Security? |
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Half of your salary at retirement. |
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$10,000 to $15,000 a year. |
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Up to $45,000 a year. |
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11 |
When interest rates go down, the value of a bond...
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Stays the same |
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Increases |
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Decreases |
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12 |
Finally, please tell us how much time you'd like to spend on this course: |
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Not much--as little as possible. |
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Some time, but not too long. |
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As long as it takes. |
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